HMO Medicare Advantage Plans

What is an HMO Medicare Advantage Plan and who needs it?


Understanding Medicare isn't easy. Especially if you are new Medicare beneficiary. 

  • Medicare Advantage Plans (also known as “Part C” or “MA Plans”) are offered by private companies that are Medicare-approved.

  • You need to be enrolled in Medicare Part A and Part B to join an MA Plan.

  • MA Plans are health insurance programs that act as a substitute for Original Medicare Parts A and B.

  • MA Plans include: Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, Medicare Medical Savings Account Plans.

  • Most MA Plans include Part D prescription drug coverage.

  • If you need additional coverage than what Original Medicare offers, you should consider enrolling in a MA Plan.

  • MA Plans cover out-of-network emergency and urgent care visits.

Medicare Open Enrollment takes place annually from Oct 15th - December 7th.

This is the best time for beneficiaries to review their benefits for the upcoming year to be sure they have the lowest out-of-pocket expenses possible for all medical and Part D prescription drug coverage benefits. 

Benefits change annally so it is vital beneficiaries review their benefits before Open Enrollment ends!

The best way to find the right Medicare health plan is to contact us for a complemantary introduction and review of your benefits. We’re all about giving you options. We have 13 Medicare approved carriers to fit everyones' particular needs so you have all of your bases covered come January 1st.


We can provide you with educational content on the variety of topics that are important to you and erase the confusion on Medicare.

How do you pick the right plan? What doesn't Medicare cover? Are my prescription covered? 


We know you have hundreds of question regarding Medicare. Whatever questions you may have, you can count on us to provide you with the correct answers that make sense.


Health Tree Insurance Agency

P.O. Box 10576

Fullerton, CA 92838

Contact: 714-390-4618

Text: 714-390-4618

e-fax: 866-439-1797


License# 0E58294

NPN# 8246511


Monday - Friday: 

8:30 am to 5:00 pm



By appointment only





   Important Upcoming Dates   

to Remember

Medicare Open Enrollment

Oct 15, 2021 - Dec 7, 2021

Contact us to make an appointment

Health Insurance Open Enrollment

Nov 1, 2022 - Jan 31, 2021

Contact us to make an appointment

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